During a good week, there is enough money to pay the bills, buy groceries and purchase whatever else is needed, and there’s some left over to enjoy life. On a not-so-good week, there isn’t enough money to cover everything, and something is getting paid late. Have a few weeks in row where something is getting paid late, and the bills get seriously behind. Next thing you know, you’re in a financial jam. It happens to people all the time. Ideally, these folks have a rainy day fund they can tap into so they never fall behind. In reality, there’s no emergency fund, and they need to find money elsewhere. That cash is ready and waiting for them, if they just look for title loans in Liberal.
Title loans in Liberal are personal loans that you could view as a personal opportunity. Unlike bank loans, there is no credit check. That means, you have the opportunity to be approved for a loan without someone using a three digit credit score number to determine if you are good enough for to get financing. You have the opportunity to use something you already own, namely your vehicle, to get something you need, which is money. Offer a title lender your vehicle as loan collateral. They place a lien against the vehicle and collect the title from you, and they give you can in return. When the loan is paid back, the lender removes that lien and gives you the title back.
In addition to using a vehicle that you own as collateral, you need to make sure the car has no liens or clear them up before you apply for a title loan. All applicants have to be at least 18, and they need to be employed. If they are not employed, they need to have a source of income to be able to make loan payments.
An application for title loans in Liberal is simply us asking you your name, your contact information and what kind of car you’re putting up for the loan. Its simplicity is why it only takes a few minutes to complete. When you’re done, you get an instant loan estimate. Then, we discuss the particulars of a total loan package, including payment dates. If you have any questions about the process, now is the time to ask them. We want you to understand everything before you sign the loan agreement, and turn in your title. Within a day or less, you should be getting your loan money.
As open-end credit lines, title loans are not limited by an actual loan amount. Consumers can borrower whatever amount they and the lender come to terms on. There is also no interest rate cap. Lenders should hold a state license.
You’ve come to us because you want a loan that is easy to get and one that puts money in your hands quickly. We don’t fail you in this. Our loans are processed in the shortest time possible, which is usually a few hours or less. Our money becomes your money right after that. Most people have the cash they’re after the same day they apply for one of our title loans in Kansas.
We don’t bother checking your credit because it’s not important to us. You put up collateral, which means you’re risking your own property. You’ll make payments because you want to keep your vehicle, and that’s good enough for us. We’ll leave the credit checks to the banks.